Getting a car loan can be confusing. Our automotive finance professionals will make sure all of your questions are answered and help make the auto finance process as simple as possible. Check out the most commonly asked questions from our dealerships' customers. Let us know if you have other questions.

• How do I know what my car loan payment would be? Your car loan payment will be based on your credit score, your down payment and also if you're applying for a car loan or if you plan on leasing a car as well. We'll help you find the best rate and make sure you're aware of all the options available to finance a vehicle at Kocourek Subaru.

• How do I determine the interest rate for my car loan that I'll qualify for? Your car loan's interest rate will be based on multiple factors, including your credit score and if you're buying a new for a used car. 

• What banks do you work with? Besides Subaru finance, we have the ability to work with a network of automotive finance companies that help us find you the best car loan options for your personal situation. 

• How much money do I need to put down to qualify? Your down payment can vary based on the vehicle you want to purchase and whether you're financing or leasing the vehicle. 10% down is typical for most car buyers.

• Would I qualify for a loan if I've filed bankruptcy? Our car loan professionals will help you find the best financing solution.

• What kind of products and services are available on this vehicle? We have several options available for all vehicles, such as the manufacturer's warranty, extended care & used car warranties. We'll review all of your vehicle protection options with you, so you're prepared for any situation.  

• so you'll have the peace of mind you need for your new purchase. 

• Will I be able to get my vehicle fixed anywhere with the purchase of a vehicle service contract? Your new service contract will let you get your vehicle serviced at any Subaru dealership. 

• Will I need a co-signer? If you need a co-signer for your car loan, our finance professionals will help you understand what's needed and how the entire process works. Your credit history will be the primary factor that will determine if this is needed. 

• What do I need to do to complete my purchase virtually? You can now shop and buy your next vehicle virtually using Kocourek Direct, our new Digital Retailing solution designed to make buying a new or used car from home easier than ever. Find your car, trade-in your old vehicle, get a car loan or new car lease, and then you need to sign your paperwork. It's that simple.